Your Money Works Hard.
Keep More of It.
Send money home to Haiti, Nigeria, Jamaica, and Guyana instantly with USDC. No hidden fees, just real value that reaches your family faster.
Trusted by 10,000+ families
See Your Savings
Traditional Banks
~8.5% Fees
-$42.50
Kadja Way
Flat Low Fee
-$6.00
They Receive
Traditional
$457.50
Kadja
$494.00
Your Savings
$36.50
💰 That's groceries for a week in Port-au-Prince
Connecting Families Across Borders
Haiti
15k+ Active Families
MonCash, Natcom
Nigeria
25k+ Active Families
M-Pesa, Bank Transfer
Jamaica
10k+ Active Families
Mobile Money, Bank
Guyana
5k+ Active Families
Mobile Money
Why Digital Dollars?
We use USDC (Digital Dollar) to move money instantly without the volatility of crypto. It's like sending a text message, but with money.
Cash to Digital
You deposit cash or link your bank. We instantly convert it to USDC (Digital Dollar).
Instant Flight
USDC travels across the internet in seconds, bypassing slow banking networks.
Local Cash Out
Your family receives it as local currency (Gourdes, Naira) in their mobile wallet.
Exchange Rate
1 USDC = $1.00 USD
Speed
~2 Seconds
Backed By
100% Reserves
Bank-Grade Security
Your money is safer here than under the mattress. We use the same security standards as major banks.
Regulated & Licensed
Registered MSB (Money Services Business) with FinCEN. Fully compliant with all regulations.
256-bit Encryption
Military-grade encryption protects all your transactions and personal information.
Audited Reserves
Reserves audited by Grant Thornton. Your funds are always 100% backed.
Is My Money Safe?
- Regulatory Licenses (FinCEN MSB)
- Audited Reserves (Grant Thornton)
- 256-bit AES Encryption
- FDIC-equivalent Protection
Security Status
Your Global Account for a Global Citizen
Hold Digital Dollars to protect your savings from inflation. Spend or send anytime with Kadja—and keep earning while you do.
CARD NUMBER
4532 1234 5678 9010
CARDHOLDER NAME
Your Name
Earn While You Spend
Earn up to 4-6% APY on your entire balance—even while using your debit card for everyday purchases.
Spend Anywhere
Use your Kadja VISA debit card at millions of merchants worldwide. No forex fees, no surprises.
Multi-Currency Wallet
Hold USD, EUR, USDC, and other digital currencies in one account. Convert instantly when needed.
Inflation Protection
Your Digital Dollars maintain their value 1:1 with the US Dollar, protecting your savings from local currency inflation.
See Your Yield in Action
Balance
$1,000
Balance
$5,000
Balance
$10,000
💡 Pro Tip
Your yield keeps accruing even when you spend. Send $500 to your family, and your remaining balance continues earning 4-6% APY. That's the power of the Kadja Vault.
Stories from Our Community
Real people, real stories. Kadja Champions share why they trust us with their family's future.
Marie Jean
Teacher
"I was scared of crypto, but Kadja is just like a bank account, but cheaper. My kids get their school fees on time now."
Port-au-Prince, Haiti
Amara Okafor
Nurse
"No more standing in line at Western Union. I send money in seconds, and my mother gets it instantly."
Lagos, Nigeria
Marcus Williams
Small Business Owner
"The savings are real. I keep more of what I earn, and my family gets more. That's what matters."
Kingston, Jamaica
Ready to Send More, Keep More?
Join thousands of families who trust Kadja to get their money home faster and cheaper.